Cloud and SaaS providers play a central role in the digital transformation of our economy. Whether online store, ERP system or IoT, new applications and technologies are mostly based on cloud services. The importance of the "digital supply chain" is increasing and thus the dependency on the service providers used is growing. A failure of a service provider can quickly lead to financial damage - starting with loss of sales, additional costs and even agreed contractual penalties. The liability of the providers for the damages incurred is usually very limited. Modern risk management also looks at the digital supply chain and the risks of IT failures. In addition to creating redundancies, risk transformation in the form of insurance is a good way to manage financial r ...