What Risks Do Standard Cyber Insurance Policies Actually Cover?

Cyber insurance is designed to help companies manage the financial impact of digital threats. But what do these policies really cover, and where do the limits lie?

• Typical Exclusions
• Intentional misconduct
• Gross negligence
• Insufficient IT security measures
• Policyholder Obligations Before and After a Cyber Incident

To maintain coverage, companies must follow certain duties, both preventively and in the event of a claim.

These include 
implementing adequate security standards
reporting incidents promptly
and cooperating with investigations.

Distinction from Other Insurance Products
C ...